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Project Financing
The Complete
solution for Project Planning and Financial Management |
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Project Financing is a Windows based,
user-friendly calculation-analysis software. Company
feels proud in developing this product as the top
most Bankers and Chartered Accountants of the Nation
are appreciating this. Facts speak about the success
of this software as more than 15,000 copies have been
sold and successfully installed allover India since
its launch in April 2003. |
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Application
Usable Areas |
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This is intelligent software as it customizes the
input data requirement according to the nature of
the industry like Manufacturing or Service sector.
Long term target/projections
planning.
Financial monitoring
& tracking.
Financial Planning
for sick, diversified or modernised companies.
Management Decisions
Support for finance & planning.
Financial Planning
and Budgeting for fresh and existing companies.
Consultant & Professionals
in the institutions eg. Bank/Management Colleges and
Credit Department of all Financial Institutes.
Project Appraisal &
Feasibility Analysis.
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Cost of Project & Means |
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- For expansion projects
of the existing company it allows to feed the existing
balance sheet so as to find a link between existing
figures and projected figures.
- Capacity of Utilisation percentage,
Reserve/Dividend percentage.
- Working Capital parameters having
different levels of stock holding periods, margin
money percentage & bank finance interest rates.
- Asset's purchase, depreciation
& disposal schedules.
- Liability's repayment & conversion
schedules.
- Assumptions of Expenses and their
schedules/parameters.
- Tax exemptions, slabs and rates.
- Sales & Income assumptions
and their schedules/parameters.
- Many other optional assumptions
& parameters, those have standard/default values.
- Following input data
is required to prepare a well structured report:
- Fixed
Assets
- Means
of Finance
- Project
Parameters
- Income
- Expenses
Details
of each input: |
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Financial Analysis |
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All reports can be prepared
which any Bankers/FIs’ and Venture Capitalists require
as a part of a good business plan.
- BEP
Analysis Report
- Cash
Flow and Fund
Flow Statement
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Cost of Production
and Profitability Statement
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Cost of Project
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DSCR Report
- Loans schedule
like
Repayment & Interest Schedule
- NPV/IRR
analysis report
- P & L and Balance
Sheets
- Ratio
Analysis like Liquidity ratios; Capital Structure
ratios: Activity ratios, etc.
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Sensitivity Analysis
Report
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Stocks Statements
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Working Capital Parameters
- Unit
Cost of Analysis
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Annexure Report
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Fixed Assets |
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User will find a number
of commonly used titles like Land & Development,
Plant & Machinery, Electrification, Vehicles,
Furniture & Fixtures, preoperative expenses, etc.
already present in the menu. (appears on monitor screen)
In addition to the above titles facility is provided
to add new titles and delete the existing titles (if
not required). |
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Mean of Finance |
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Options of financing like
Term Loan, Secured & Unsecured Bank Loans, Debenture
Loans, Working Capital Term Loans, Subsidies &
Equity additions are given.
Each option is separately
displayed in a menu screen and required input data
need to be filled up like the year in which loan is
availed; repayment terms of loan; interest rate on
each year to calculate interest on outstanding loans
by reducing balance method, etc. In the same way options
for equity additions (preference or ordinary) and
subsidies (if applicable) are available. |
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Project Parameters |
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Various project parameters
are available for more precise projections like Currency
Specification Factor, Plant Capacity Utilization;
Dividend percentages, Reserve percentages, NPV/IRR
parameters, DSCR parameters, Sensitivity analysis,
Ratio parameters, etc.
In each of the above-mentioned
parameters is separately displayed in different menu
on a screen. These parameters information has to be
filled up like expected capacity utilization in the
projected years, dividend and reserve percentages
for each year, working capital parameters, etc.
Once user fills all the
required input data in the above-mentioned parameters
details then effect of the input data is directly
shown in the desired statements like dividends are
reflected in respective years’ cash flows, reserves
are reflected in respective years’ balance sheets,
etc. |
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Income |
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Various options are given
in this parameter like income projected based on:
- Overall
capacity of utilization based
- Sales
growth rate based
- Adhoc
amount based
- Separate
capacity of utilization based (in case of multi-products
project)
Sales would be calculated
automatically over projected period of time once user
specifies the basis for sales. Sales figure
will include all relevant details like duties and
taxes and will be projected on M.R.P. basis. User
can specify excise percentage, which is used to calculate
excise during the cost of production and profit statements.
Many other options like
percentage of sales as cash or credit sales, sales
from domestic or export market, etc. is given to make
projections more precise. |
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Expenses |
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In expenses too options
are given to choose from for projections like Capacity
of utilization based, Growth rate based expenses etc.
Specific categories of
expenses like Raw material consumed, Packaging material
consumed, Power and fuel, Salaries, Wages, etc. is
provided for input data. Facility is provided to add
the title if is not present in the menu. |
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Graphs |
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Excellent
facility to represent all tables and analysis with
Hi-tech Graphs for easy visibility and understanding
of the figure trends. 2 and 3 Dimensional Line/Area/Step/Bar/Pie
charts and graphs can be prepared. These graphs support
mix colour modes and can represent multiple projections
at a time. [See
Example] |
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Unique Features |
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Very easy to use, highly user friendly interface
having sequentially, rationally structured menu
driven. |
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Provide
longer period scale projects spanning over multiple
years. |
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Support
flexible handling of assets/liabilities to purchase/dispose
off them. |
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Support planning for renovation of assets, modernisation
and diversification of business, inflations/deflations
at all individual income/expense items, planning/projections
to assist planning, budgeting, tracking and
monitoring. |
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Provide
Support and risk analysis through BEP analysis,
IRR analysis and NPV analysis at user specified
rates. Static analysis is of no relevance and
therefore facility of risk analysis technique–
Sensitivity Analysis is given to predict more
precisely the viability of the project. |
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In
ratio analysis– alert system is provided. Upper/lower
limit of ratios can be fixed like Current ratio
should not be reach or remain between 1 to 2.5
ranges during all year's projections. When taking
out print of the sheet, it will show ratios
above or below the range in different colour
so that figures can be adjust to change ratios. |
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In Working Capital
calculation first line and second line method
are given. First line method calculates margin
money on the net current assets which fetches
more bank finance and therefore advisable for
fresh projects. Second line method calculates
margin money on the gross current assets so
that margin money will be more. These parameters
can also be specified specific to particular
stocks & products. This method is good for
healthy and settled businesses. |
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Unit
Cost Analysis to judge efficiency & productivity
of each product including breakup of direct/indirect
of unit cost composition. |
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Analysis
project stability & sensitivity through
variations in Profitability, Debt Coverage &
Liquidity to incorporate defined variations
in income/expenses. |
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Conversation
facility of figures in reports to different
foreign currency with any user defined conversion
rates & dividing factors. |
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Practical
way of planning & projections to asist planning,
budgeting, tracking & monitoring. |
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The
software contains many more such facilities,
which enhances the probability of accuracy of
the projections. Phase wise project planning
& projections. |
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Licence
Fee: Rs. 9000 only. |
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